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This website is owned by PS Finance LLC (“PS Finance”). The information provided on this website is intended to be for general information and/or educational purposes only. Some of the information is intended for specific audiences, including (but not limited to) members of the public, members of legal community, and PS Finance employees. Your access to and use of the website is subject to the following terms and conditions. By accessing this website, you accept, without limitation or qualification, that you have understood and agreed to these terms and conditions.

PS Finance may, from time to time and in its sole discretion, revise these terms of use. These terms were last updated on December 29, 2011. You should periodically review these Terms and Conditions to ensure you are familiar with the latest terms and conditions to which you are bound.


The information provided on this website is not exhaustive. Whilst PS Finance uses reasonable efforts to ensure the information is accurate and up-to-date, PS Finance makes no warranties or representation (express or implied, including (but not limited to) warranties of fitness for a particular purpose) with respect to the content of this website. Neither PS Finance nor anyone involved in developing this website on behalf of PS Finance shall be liable for any damages, including (but not limited to) direct, incidental, consequential, indirect, or punitive damages that arise as a result of users’ access or inability to access the website, reliance on any information contained on the website, or any errors or omissions to the content contained within its pages. The information contained on this website may be changed by PS Finance at any time without notice.

PS Finance assumes no responsibility and shall not be liable for any computer damage or computer viruses that may infect your computer, smartphone, or other electronic equipment as a result of accessing this website or your downloading of any materials or data from this website.


PS Finance respects the privacy of the users of its websites. Please refer to the PS Finance Privacy Policy for more information about rights and responsibilities related to the use of this website.

Third Party website links

As a useful resource and convenience to users of this website, the content may contain hypertext links or references to other websites owned and managed by third party organizations with whom PS Finance has no affiliation and/or over PS Finance has no control. By using such links, you understand and agree that the terms of use and privacy policy of the linked website will apply and may differ from these Terms and Conditions or PS Finance‘s Privacy Policy. PS Finance does not guarantee nor makes any warranties or representations as to, the accuracy or completeness of any website to which a link is provided. PS Finance has no liability whatsoever with respect of any loss, damage, costs, or liability incurred as a result of accessing third party links. Inclusion of third party links in this and other PS Finance websites does not constitute or imply an endorsement of the content or a recommendation of any kind by PS Finance.

Information of a legal nature

This and other websites provided by PS Finance may, from time to time, contain information related to a number of legal issues. This information should not be considered complete and is not intended as a substitute for the advice or recommendations from a qualified legal professional. PS Finance is not engaged in providing legal advice. PS Finance does not recommend or endorse the self-management of legal problems. A legal professional should always be consulted with regard to legal-related issues.

Copyright, intellectual property and trademarks

The copyright for this website and all material contained within this website belongs to PS Finance, unless otherwise attributed to another person or entity. All other intellectual property rights are reserved. The contents and material held on this website or any other PS Finance website may not be copied other than for non-commercial use. Where use is non-commercial, any copy of the materials taken shall retain all copyright and other proprietary notices and such use shall clearly note that the materials belong to PS Finance.

This site may contain or reference trademarks, patents, proprietary information, technologies, or other proprietary rights or information. The content of the website is protected under applicable trademark laws. Nothing contained on this website shall be construed as conferring by implication, estoppel, or otherwise any license or right under any copyright, patent or trademark of PS Finance or its affiliates.

Non-confidential information

Any personally identifiable information you transmit to the website, by whatever means is bound, by PS Finance’s Privacy Policy.

Any communication or feedback provided by any means, including feedback, questions, data, comments, suggestions, or the like, will be treated as “non-confidential” and PS Finance will have no obligation of any kind with respect to such information. PS Finance will be free to use this information for any purpose, including (but not limited to) reproduction, disclosure, transmission, publication, and distribution to others. PS Finance will be free to use any ideas, concepts, know-how, or techniques contained in any such communication from you in any way PS Finance deems appropriate.

Copyright ©2011 PS Finance, LLC. All rights reserved.