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Pre Settlement Cash Advance: Frequently Asked Questions

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Who is PS Finance?
We are a leading national pre settlement financing company based in NYC and focused exclusively on providing emergency lawsuit cash advances funds to personal injury victims. We take great pride in being the people who do the right things in critical times for accident victims. We are setting new standards for professional care in our industry. PS Finance is a founding member of the American Legal Finance Association (ALFA). ALFA is an organization dedicated to working with governments, lawyers, and consumer groups to construct and promote the best practices in the industry for the benefit of accident victims.
What do we do?
The right amount of money for lawsuits, right away, when you need it most. We provide plaintiff funding against your future personal injury settlement, risk free. You only pay us back if you win your case. You do not have to pay it back if there is no settlement.
How is PS Finance different?
Our experienced, trained specialists in personal injury accident cases know what to do and how to serve you. From initial inquiries to getting the lawsuit cash advance into your hands, we put the accident victim, our client, first in everything we do. We are fast. As a leader in the industry, we know how to move as fast as possible to get you the money you need. We are respectful, responsible and trustworthy. We set new standards in client service.
Is this a lawsuit loan?
No, while these transactions are commonly referred to as "lawsuit loans" or "pre settlement loans," they are not loans at all. This is a legal funding against the future proceeds of your case. The money is only repaid if your case is successful. If you lose the case, no money has to be repaid no matter how great your assets might be.
Does PS Finance get involved in my case?
No. The case proceedings and your decision to settle the case are completely left up to you and your attorney.
Does this pre settlement funding affect my case?
It may. Lawyers tell us that by eliminating the financial hardships their clients face after a serious injury with pre settlement lawsuit funding, clients are frequently able to hold out for the full settlement to which they are entitled.
Why can't I get a lawsuit loan from my attorney?
In most states the American Bar Association prohibits lawyers from lending money to clients for anything except expenses related to the case, no matter how strong the case.
Aren't bank lawsuit loans available?
Generally, lending institutions will not loan money against a pending lawsuit because it is considered too risky.
How is the money repaid?
The lawsuit cash advance is repaid out of the settlement proceeds from your case.
Is my confidentiality guaranteed?
Yes. All information that we receive is never shared with anyone except you and your lawyer.
How do I get started?
  1. Contact us:
    • Fill out the online.
    Email us about your case.
    • Or, call our toll-free number: 866-FUNDS-NOW (866-386-3766).
  2. A pre settlement lawsuit funding intake specialist will contact you immediately.
  3. Once we have all of your information, we will review it and get back to you with our decision — usually within 24 hours.