FAQs

Who is PS Finance?

A leading national pre-settlement financing company based in New York City, PS Finance is focused exclusively on providing emergency lawsuit cash advances funds to personal injury victims. We take pride in guiding accident victims when they need us most, doing the right things at the right times. It’s one of the many ways we set the standard for professional care in our industry.

PS Finance is a founding member of the American Legal Finance Association (ALFA). ALFA is an organization dedicated to working with governments, lawyers, and consumer groups to construct and promote the best practices in the industry for the benefit of accident victims.

What do we do?

PS Finance connects clients with the funds they need to pay bills, buy groceries, and keep roofs over their heads while they wait for their final settlements. We provide plaintiff funding against your future personal injury settlement, risk-free. You only pay us back if you win your case.

How is PS Finance different?

Our trained specialists bring experience with personal injury accident cases to each client we serve. From initial inquiries to getting the lawsuit cash advance into your hands, we put the accident victim, our client, first in everything we do. And, as a leader in the industry, we move as fast as possible to get you the money you need. We are respectful, responsible and trustworthy, traits that have enabled us to set new standards in client service.

Is this a lawsuit loan?

No. While these transactions are commonly referred to as “lawsuit loans” or “pre-settlement loans,” they are not loans at all. This is a legal funding against the future proceeds of your case. The money is only repaid if your case is successful. If you lose the case, you don’t have to repay the money, no matter how great your assets might be.

Does PS Finance get involved in my case?

No. We leave the case proceedings, and your decision to settle the case, completely to you and your attorney.

Does pre-settlement funding affect my case?

It may. Lawyers tell us that by eliminating the financial hardships their clients face after a serious injury with pre-settlement lawsuit funding, clients are frequently able to hold out for the full settlement to which they are entitled.

Why can’t I get a lawsuit loan from my attorney?

In most states, the American Bar Association prohibits lawyers from lending money to clients for anything except expenses related to the case, no matter how strong the case.

Aren’t bank lawsuit loans available?

Generally, lending institutions will not loan money against a pending lawsuit because it is considered too risky.

How is the money repaid?

The lawsuit cash advance is repaid out of the settlement proceeds from your case.

Is my confidentiality guaranteed?

Yes. All information that we receive is never shared with anyone except you and your lawyer.

How do I get started?

You may reach us online or by telephone. A pre-settlement lawsuit funding intake specialist will contact you immediately. Once we have all of your information, we will review it and get back to you with our decision — usually within 24 hours.

Contact PS Finance with any legal questions you have about our services, your loan, or your eligibility for pre-settlement funding. We serve clients in more than 35 states throughout the country.